Thursday 26 April 2012

Compare Car Insurance

Lately, the Internet has given birth to many websites that allow you to compare car insurance offers from reliable insurance companies, and this service has proved to be really money saving for many who turned to it. Our website is such an example and you will see why it is the best option for you.

If you take the time to read some of the reviews and comments available, you will see that many car users saved up hundreds of pounds by comparing insurance offers.

Saving money with our service is not just a short-term benefit, because you do not save money only by finding out which the cheapest car insurance for your situation is. This benefit applies also on long term and we are going to expand these two aspects below.


Short-term Money Saving

When you compare car insurance policies or companies, you either have bought a car or you are thinking of switching to another company with more obvious and more immediate benefits, and there are several reasons why you should turn to our website service of insurance comparison.

1.     Compare to get the cheapest offer

2.     Compare to see the best discounts

3.     Compare to choose the offer with most benefits


Compare Car Insurance Policies to Get the Cheapest One

Can you imagine how long it would take to do a physical comparison of car insurance policies and companies? Maybe days, maybe even weeks! It would take a lot of stress, pressure, and, these days, time never seems to be on your side.

Therefore, it becomes much easier to compare car insurance companies online, because, in a matter of hours, you can find out which car insurance provider offers you the cheapest and most suited deal, a deal which can save you hundreds of pounds.

This is why, the first thing you must understand is that it is really crucial for your financial situation not to “give in” to the first car insurance provider that has  been recommended to you by a friend or that you came across by accident.

Situations differ from one car driver to the other and what’s best for someone doesn’t mean it’s always best for you as well. Only when you compare car insurance offers you can see for yourself whether what you have paid so far was right or wrong and you can see what options you have for paying less than you have paid so far.


Compare Car Insurance to See the Best Discounts

The car insurance companies grant discounts based on several factors, such as loyalty, application manner and lack of claims.

If you have been a client of a certain car insurance provider for some time now, you can find out if they offer discounts based on that. Some of them grant even 40-50% discounts based on loyalty.

Moreover, if your history is clean, that is, you haven’t had any claims, you can get discounts of up to 50% as well.

An online application will always take less time to process than a normal one, so you will see many insurance providers who offer significant discounts if you apply online.

Discounts will always be visible on the website and when you compare car insurance quotes, you can add them to your selection criteria. The ones mentioned above are just a few. You can discover a whole lot more types of discounts that will make your car insurance even more affordable.

Remember one thing, every detail may count, so take the time to think about your entire driving conditions and fill in the online application as accurately as possible, so that the result be the fittest for your situation.


Compare Car Insurance to Choose the One with the Most Benefits


Besides the immediate and most visible benefit of saving money on the spot by comparing car insurance providers, there are also other benefits, that may be less obvious and that you can find  in the offer descriptions, and these benefits can save you even more money. Such benefits are related to different potential situations, such as claim handling, car repairs, etc. Make sure you read everything carefully, so that you don’t miss something important!


Long Term Money Saving

When you compare car insurance offers, do not let yourself blinded by the shining small prices or by the brightly colored discounts. Immediate money saving does not always mean long-term money saving and you surely do not want to find yourself in a situation when you pay less now, but after making a one-year calculation, taking into consideration all the particularities of your driving, you end up paying more than you imagined. As we have mentioned before, every detail counts and every detail can save you money if you just think long-term!

If your driving habits involve long distance trips, or dangerous areas, you are more prone to having claims and they will make the cost of your insurance higher. So, choose your provider wisely when you compare quotes, as claim handling is very different from one to the other.  There are some providers who allow you to pay more as a claim handling tax. If you do this, the cost of your insurance can significantly decrease, but be very careful! You have to be sure that you will be able to pay that tax amount in case of a claim!

There are also many car insurance providers who offer defensive driving courses or other types of courses focused on improving your driving skills. If you attend such a course, the cost of your car insurance may easily drop with 35%, which is pretty significant. The reason is simple. Better driving skills will keep you away from accidents, which attract claims and thus more money for you to pay. So, make sure you have that in mind as well when you compare offers.

Whether you want to save money, time or stress, or all of them together, when you compare car insurance quotes on our website, one thing is for sure: we are the guarantee that you choose what really fits your budget and driving habits best.